Articles | Open Access | Vol. 3 No. 05 (2023): Volume 03 Issue 05 | DOI: https://doi.org/10.37547/marketing-fmmej-03-05-04

DIGITALIZATION OF RETAIL LENDING PRACTICE IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN

Dilrabo Kurbondurdi Kizi Akhmedova , Senior Lecturer, Mamun University, Uzbekistan

Abstract

Lending to individuals is an important source of income for banks, as well as a means of turning the needs of the population into demand and creating a basis for improving their well-being. In this regard, the study and improvement of lending to individuals, the coordination of relations between commercial banks and customers, and the development of the economy are of great importance. In this article, the theoretical aspects of lending to individuals have been studied and relevant recommendations have been developed

Keywords

Individual, loan, mortgage loan

References

Calculated by the author based on the data of the annual report of the Central Bank of the Republic of Uzbekistan.

Regulation of the Central Bank of the Republic of Uzbekistan "On the procedure for providing an overdraft loan to individuals through a bank plastic card" based on decision No. 2900 of July 21, 2017

Mamadiyarov Z.T. Improving the methodological foundations of remote banking services in the process of digital transformation. Dissertation - Tashkent, 2022. - 272 p.

Created on the basis of the mobile application " MyTuron " A K B " Turonbank ".

Mamadiyarov Z.T. Improving the methodological foundations of remote banking services in the process of digital transformation. Abstract, Tashkent-2022. - 78 rubles

Prepared by the researcher based on the reporting materials of commercial banks.

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How to Cite

Dilrabo Kurbondurdi Kizi Akhmedova. (2023). DIGITALIZATION OF RETAIL LENDING PRACTICE IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN. Frontline Marketing, Management and Economics Journal, 3(05), 25–32. https://doi.org/10.37547/marketing-fmmej-03-05-04