
DIGITALIZATION OF RETAIL LENDING PRACTICE IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN
Dilrabo Kurbondurdi Kizi Akhmedova , Senior Lecturer, Mamun University, UzbekistanAbstract
Lending to individuals is an important source of income for banks, as well as a means of turning the needs of the population into demand and creating a basis for improving their well-being. In this regard, the study and improvement of lending to individuals, the coordination of relations between commercial banks and customers, and the development of the economy are of great importance. In this article, the theoretical aspects of lending to individuals have been studied and relevant recommendations have been developed
Keywords
Individual, loan, mortgage loan
References
Calculated by the author based on the data of the annual report of the Central Bank of the Republic of Uzbekistan.
Regulation of the Central Bank of the Republic of Uzbekistan "On the procedure for providing an overdraft loan to individuals through a bank plastic card" based on decision No. 2900 of July 21, 2017
Mamadiyarov Z.T. Improving the methodological foundations of remote banking services in the process of digital transformation. Dissertation - Tashkent, 2022. - 272 p.
Created on the basis of the mobile application " MyTuron " A K B " Turonbank ".
Mamadiyarov Z.T. Improving the methodological foundations of remote banking services in the process of digital transformation. Abstract, Tashkent-2022. - 78 rubles
Prepared by the researcher based on the reporting materials of commercial banks.
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