Jahongir Ilhomovich Sayitkulov. DIGITAL FINANCIAL SERVICES IN THE BANKING SYSTEM: PROGRESS AND MEETING UPCOMING CHALLENGES. fmmej [Internet]. 2023 Oct. 17 [cited 2025 Sep. 18];3(10):25-37. Available from: https://www.frontlinejournals.org/journals/index.php/fmmej/article/view/444