Araf Nishan, Rokeya Begum Ankhi, Muhammad Rafiuddin Haque, Md Imran Hossain and Siddikur Rahman (2025) “Data-Driven Risk Assessment in Insurance Underwriting: Evaluating the Ethical and Economic Trade-offs of AI-Powered Actuarial Models”, Frontline Marketing, Management and Economics Journal, 5(03), pp. 07–30. doi: 10.37547/marketing-fmmej-05-03-02.