JAHONGIR ILHOMOVICH SAYITKULOV. DIGITAL FINANCIAL SERVICES IN THE BANKING SYSTEM: PROGRESS AND MEETING UPCOMING CHALLENGES. Frontline Marketing, Management and Economics Journal, [S. l.], v. 3, n. 10, p. 25–37, 2023. DOI: 10.37547/marketing-fmmej-03-10-04. Disponível em: https://www.frontlinejournals.org/journals/index.php/fmmej/article/view/444. Acesso em: 18 sep. 2025.